You should receive the following documents (or copies) from your dealer at the time of signing:
- Motor Vehicle Purchase Contract
- Odometer Statement from the Dealer
- Window Disclosure Labels or Buyer's Guide
- Warranty or Service Agreement, if applicable
- Finance Contract, if applicable
- Insurance Contract
- Copy of Certification of Pollution Control Devices or Systems
- All Other Documents You Sign
It's wise to save copies of all documents received during your vehicle purchase transaction.
When you buy from a licensed Florida Dealer you are protected by Florida's Motor Vehicle Laws. Dealers must follow specific laws when they advertise, display, and sell vehicles. You do not get this protection when buying from a private party.
When a licensed dealer places an ad, the advertisement must disclose all charges you are expected to pay, except sales tax, tag and title fees, which the dealer must collect up front from the purchaser. The dealer is required by Florida Law to apply for title and registration, in the name of the purchaser, within 30 calendar days from the date of delivery.
If you go to a dealer to purchase a used vehicle, look for a "Buyer's Guide" sticker on the window of each vehicle. The Buyer's Guide, required by the Federal Trade Commission's Used Vehicle Rule, gives you important information and suggestions to consider.
- If the vehicle comes with a warranty and, if so, what specific protection the dealer will provide.
- If the vehicle comes with no warranty ("As Is"), ask to have the car inspected by an independent mechanic before you buy.
- Get all promises in writing, and what some of the major problems are that may occur in any vehicle.
Expect ads to say what they mean and mean what they say! An advertised price should include all charges you will pay to buy a car (excluding tax, title and registration fees).
New Vehicle Warranty - New cars carry a manufacturer's warranty which will vary in months and/or miles. Some dealers offer extended warranties. These warranties are sold either through the manufacturer or insurance company. Warranties that are offered through insurance companies are regulated by the Florida Department of Financial Services. For additional information on these warranties offered by insurance companies, please contact the Florida Department of Financial Services at 1-800-342-2762.
Tires, battery, and dealer installed options may have separate warranties that differ in time and mileage. Read any warranties to find out what is covered and for how long, who will honor the warranty, and what you must do to keep it in effect.
Florida's New Car Lemon Law - Florida's Lemon Law applies to new or demonstrator vehicles sold or long-term leased in the state. When consumers buy or lease a new or demonstrator motor vehicle, they must receive from the selling dealer or lessor the "Consumer Guide to the Florida Lemon Law". This publication explains consumer rights, gives steps to follow to resolve problems, contains a toll-free number for the Lemon Law Hotline and a form the consumer can use to notify the manufacturer of chronic defects and time out of service for repair.
To obtain a "Consumer Guide to the Florida Lemon Law", or speak with someone about the Lemon Law, consumers in Florida may call the Lemon Law Hotline at 1-800-321-5366 or 1-850-488-2221 for consumers outside of Florida, between the hours of 8:30am to 4:30pm, Eastern time.
Buyer's Guide/Used Car Warranty ? Read the window label (Buyers Guide) to find out if a used car has any dealer warranty or remaining manufacturer's warranty. Ask who will transfer any remaining manufacturer's warranty and who will pay transfer fees.
"As-Is" - If you buy a vehicle with no dealer warranty it will be marked "As-Is" on the window sticker (Buyer's Guide). "As-Is" means the dealer is not responsible for repairs the car needs later, even if the car comes with a manufacturer's warranty.
You Sign, You Buy. Dealers use the "purchase contract" form when selling vehicles. Read and understand the contract before you sign. Once you and the dealer sign the offer, it becomes a binding contract. The dealer cannot raise the price or sell the vehicle to anyone else. You cannot cancel the contract.
The contract should include the following information about your purchase:
- Whether you are buying the car with a warranty or "As-Is".
- Date your vehicle will be delivered.
- Other conditions of sale. Get all promises in writing on the contract.
- Itemized list of all costs including tax, title and registration. NOTE:
Administrative fees, courier fees, processing fees, handling fees, and get ready fees, often charged by dealers and printed on the buyer's order, are not official fees. They are a profit for the dealer and are negotiable.
Many consumers mistakenly believe they have three days to cancel the purchase contract. There is no "cooling off" period under Florida Law.
Get the price for your trade-in in writing on the contract. The price will not change unless you put more miles on the car than agreed to in the contract, remove parts, or damage it before trading it in. Protect yourself and the next owner of the car by giving accurate information about your trade-in's mileage and how it was used.